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Motorist and Cyclists. How to coexist.


How to Reduce Insurance Costs

  • Drive safely around cyclists: Avoid at-fault collisions which can raise premiums by 20–40%.
  • Fleet safety programs: Commercial fleets can negotiate lower group rates with insurers by implementing cyclist-safety training and telematics.
  • Vehicle upgrades: Installing crash-avoidance technology (backup cameras, sensors) may qualify you for insurer discounts.
  • Low-mileage discounts: If you primarily drive in bike-heavy areas like Midtown, consider adjusting your plan based on actual mileage to reduce risk profile.
  • Incident reporting: Prompt and accurate crash reporting—including dash cam footage—can prevent false claims and reduce liability.
How to Avoid Common Crashes Between Drivers & Bicyclists

Right Hook Turns: Check blind spots carefully when turning right across a bike lane, especially at intersections like Poplar & Highland.

Left Cross Collisions: Yield when turning left across bike lanes at intersections (e.g., Cooper at Central). Look for cyclists in both directions.

Rear-End Collisions: Give cyclists extra space when stopping behind them, especially on hills or near school zones.

Opening Car Doors (Dooring): Practice the Dutch Reach or if in Tennessee the Tennessee Twist—use your right hand to open the driver door, forcing you to turn and check for bikes.

Driveway Crossings: Check both directions before exiting driveways—common in areas like Madison Ave with buffered lanes.

What to Do After a Crash

  • Call 911 even if the cyclist appears okay—injuries like concussions or internal trauma may not be obvious.
  • Don’t move the cyclist or bike unless necessary for safety. Preserve the scene for the police report.
  • Cooperate respectfully—avoid placing blame or escalating. Even well-intentioned comments can be interpreted as admissions of guilt.
  • Provide driver’s license, insurance, and registration info. Take note of witness contact info as well.
  • Take multiple photos: Vehicle damage, bike condition, street signs, traffic signals, skid marks, and cyclist’s position.
  • Stay until police arrive: Leaving early can result in hit-and-run charges, even if you initially stopped.

Bike Lane Laws (Memphis & Tennessee)

  • Tennessee 3-Foot Law: Drivers must maintain a minimum 3-foot buffer when passing cyclists (TCA § 55-8-175). Four to five feet is preferred by cyclists.
  • No stopping in bike lanes: Memphis City Code § 11-48-1 makes it unlawful to park, stop, or idle in designated bike lanes.
  • Right turns across bike lanes are permitted only after yielding to cyclists.
  • Protected lanes (e.g., parts of Broad Ave) are legally treated like curbs—do not enter.
  • Violations may result in traffic fines ($50–$200) and are documented in city bike lane monitoring programs.


How to Navigate a Variety of Bike Lane Designs

Standard Bike Lanes: Found throughout Midtown and East Memphis; solid white lines define the space for cyclists.

Buffered Bike Lanes: Used on streets like North Parkway—treat the buffer as off-limits to vehicles.

Protected Cycle Tracks: Present downtown and in medical district—do not cross the bollards or dividers.

Contraflow Bike Lanes: Allow cyclists to ride opposite traffic on one-way streets—expect two-way bike traffic.

Shared Use Lanes (Sharrows): No separate bike lane; cyclists may take the full lane. You must follow at a safe distance and only pass when legal and safe.

Green Paint Zones: Indicate high-conflict areas. Yield to cyclists when driving through these zones.


How to Avoid Tickets for Bike Lane Violations

  • Use alternate loading zones instead of blocking bike lanes for deliveries or pickups.
  • Plan your parking legally: Use the ParkMemphis app to find approved spaces near bike-heavy areas.
  • Contractors should request temporary permits and install detour signage if obstructing a lane for construction.
  • Repeat violations (within 12 months) may lead to increased penalties and potential points on your license.

Best Practices

  • Pass cyclists with caution: Even if you think 3 feet is enough, go wider if safe to do so.
  • Always yield when crossing a bike lane to turn or enter a driveway.
  • Be courteous: Wave cyclists through at intersections if they arrive first or have the right-of-way.
  • Don’t honk unless absolutely necessary—sudden loud noises can startle cyclists and cause crashes.
  • Avoid “right on red” without checking bike lanes—cyclists may approach quickly on your right.

How to Reduce Risk

  • Slow down in high-density areas like Overton Square or Shelby Farms Greenline crossings.
  • Avoid peak bike commuting hours (7–9 AM and 4–6 PM) if alternate routes are available.
  • Stay alert in low-light or rain: Cyclists may be harder to see. Use fog lights and windshield defoggers.
  • Look for bike lane signs and pavement markings before changing lanes or turning.
  • Double-check side mirrors before opening doors or merging into parking spaces.

How to Anticipate Bicyclist Movements

  • Bicyclists may leave the lane for potholes, parked cars, or glass—be ready to slow or change lanes.
  • Don’t assume they’ll hug the curb: It’s legal and often safer for them to take the lane on narrow roads.
  • Watch for signal cues: Cyclists often indicate turns with hand signals—left arm out = left, right arm out = right.
  • Expect sudden moves near intersections, parked cars, or bus stops.
  • Pay attention to speed: Many cyclists can travel 15–25 mph, especially on electric bikes.

Pre-Planning for Job Sites and Routing

  • Use route planning software (like Google Maps Bicycling Mode or Ride with GPS) that overlays bike infrastructure.
  • Stage equipment and vehicles away from bike lanes on roads like North Parkway or Broad Ave.
  • Coordinate with city permitting officials to avoid fines for bike lane obstruction.
  • Create visible detours for cyclists when working near or across bike infrastructure.
  • Incorporate cyclist safety into pre-shift safety talks for delivery and construction crews.


Ways to Retrofit Fleet Vehicles for Safety

  • Install side underride guards: Prevent serious injuries if cyclists fall into a truck’s side clearance.
  • Use backup alarms and pedestrian alerts that activate when reversing or turning.
  • Add high-mounted mirrors and 360° camera systems for large vans or box trucks.
  • Outfit vehicles with strobe lights or reflective striping for visibility in low light.
  • Sticker reminders on mirrors or dashboards can cue drivers to “Check for Bikes.”